> ## Documentation Index
> Fetch the complete documentation index at: https://docs.services.payward.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Payward Services

> Built on 15 years of Kraken operations, Payward Services provides one integration replacing fragmented multi-vendor stacks with a single point for trading, payments, tokenized assets, staking, lending, compliance, and settlement.

<img src="https://mintcdn.com/mintlify-0e856cf0/oXi9NoEQnCX6lbQp/images/introduction.svg?fit=max&auto=format&n=oXi9NoEQnCX6lbQp&q=85&s=c2c8d626a1fcacbcd88ad3807e50d304" alt="Payward Services" noZoom width="761" height="215" data-path="images/introduction.svg" />

## Platform capabilities

<CardGroup cols={3}>
  <Card title="Stablecoin payments" icon="money-bill-transfer" href="/tabs/developer-documentation/payments/transfers">
    Programmable payment rails with stablecoin settlement
  </Card>

  <Card title="Fiat & crypto funding" icon="credit-card" href="/tabs/developer-documentation/payments/deposits-and-withdrawals">
    Global on/off ramps across fiat currencies and digital assets
  </Card>

  <Card title="Trading & markets" icon="chart-line-up" href="/tabs/developer-documentation/trade/swap">
    Spot, perpetuals, futures, and tokenized asset markets with deep liquidity
  </Card>

  <Card title="Staking & lending" icon="hand-holding-dollar" href="/tabs/developer-documentation/earn/earn">
    Yield-generating products with institutional-grade risk controls
  </Card>

  <Card title="Compliance & custody" icon="user-lock" href="/tabs/developer-documentation/get-started/asset-funding-rail-and-geo-coverage">
    Coordinated KYC/AML, risk management, and secure asset custody
  </Card>

  <Card title="Settlement" icon="table-list" href="/api-reference/reports/list-settlement-reports">
    Always-on settlement across digital assets and fiat with unified ledger
  </Card>
</CardGroup>

## API specification

<Card title="Download the OpenAPI spec" icon="download" href="/api-reference/openapi_v3_pws.json">
  Save the machine-readable OpenAPI (Swagger) spec as JSON to generate clients or import the API into your tooling.
  Prefer to explore it in your browser? Open the [API reference](/api-reference).
</Card>