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  <url>
    <loc>https://docs.services.payward.com/api-reference/assets/get-asset</loc>
    <lastmod>2026-09-17T13:46:42.855Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/assets/get-user-asset</loc>
    <lastmod>2026-09-17T13:46:42.865Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/assets/list-asset-rates</loc>
    <lastmod>2026-09-17T13:46:42.874Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/assets/list-assets</loc>
    <lastmod>2026-09-17T13:46:42.832Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/assets/list-user-asset-rates</loc>
    <lastmod>2026-09-17T13:46:42.884Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/assets/list-user-assets</loc>
    <lastmod>2026-09-17T13:46:42.844Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/bank-links/create-bank-link</loc>
    <lastmod>2026-09-17T13:46:44.299Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/bank-links/get-bank-link</loc>
    <lastmod>2026-09-17T13:46:44.308Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/bank-links/list-bank-links</loc>
    <lastmod>2026-09-17T13:46:44.289Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/bank-links/reconnect-bank-link</loc>
    <lastmod>2026-09-17T13:46:44.332Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/bank-links/unlink-bank-link</loc>
    <lastmod>2026-09-17T13:46:44.320Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/conversion-rules/create-conversion-rule</loc>
    <lastmod>2026-09-17T13:46:42.928Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/conversion-rules/delete-conversion-rule</loc>
    <lastmod>2026-09-17T13:46:42.998Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/conversion-rules/get-conversion-rule</loc>
    <lastmod>2026-09-17T13:46:42.941Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/conversion-rules/list-conversion-rule-transactions</loc>
    <lastmod>2026-09-17T13:46:43.022Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/conversion-rules/list-conversion-rules</loc>
    <lastmod>2026-09-17T13:46:42.899Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/conversion-rules/update-conversion-rule</loc>
    <lastmod>2026-09-17T13:46:42.952Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/earn/get-account-auto-earn-assets</loc>
    <lastmod>2026-09-17T13:46:43.516Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/earn/get-auto-earn-allocations</loc>
    <lastmod>2026-09-17T13:46:43.502Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/earn/get-auto-earn-assets</loc>
    <lastmod>2026-09-17T13:46:43.541Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/earn/get-auto-earn-preferences</loc>
    <lastmod>2026-09-17T13:46:43.440Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/earn/get-auto-earn-rewards</loc>
    <lastmod>2026-09-17T13:46:43.526Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/earn/set-auto-earn-preferences</loc>
    <lastmod>2026-09-17T13:46:43.455Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/funds/activate-deposit-method</loc>
    <lastmod>2026-09-17T13:46:43.805Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/funds/calculate-funding-fees</loc>
    <lastmod>2026-09-17T13:46:43.608Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/funds/claim-deposit-address</loc>
    <lastmod>2026-09-17T13:46:43.646Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/funds/create-deposit</loc>
    <lastmod>2026-09-17T13:46:43.772Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/funds/create-funding-address</loc>
    <lastmod>2026-09-17T13:46:43.560Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/funds/create-lightning-invoice</loc>
    <lastmod>2026-09-17T13:46:43.655Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/funds/create-transfer</loc>
    <lastmod>2026-09-17T13:46:44.280Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/funds/create-withdrawal</loc>
    <lastmod>2026-09-17T13:46:43.628Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/funds/delete-funding-address</loc>
    <lastmod>2026-09-17T13:46:43.581Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/funds/get-funding-address</loc>
    <lastmod>2026-09-17T13:46:43.569Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/funds/get-funding-methods</loc>
    <lastmod>2026-09-17T13:46:44.355Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/funds/list-deposit-addresses</loc>
    <lastmod>2026-09-17T13:46:43.637Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/funds/list-deposit-limits</loc>
    <lastmod>2026-09-17T13:46:43.816Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/funds/list-deposit-methods</loc>
    <lastmod>2026-09-17T13:46:43.781Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/funds/list-funding-addresses</loc>
    <lastmod>2026-09-17T13:46:43.551Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/funds/list-withdrawal-limits</loc>
    <lastmod>2026-09-17T13:46:43.826Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/funds/list-withdrawal-methods</loc>
    <lastmod>2026-09-17T13:46:43.836Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/funds/update-funding-address</loc>
    <lastmod>2026-09-17T13:46:43.597Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/on-chain-swaps/create-on-chain-quote</loc>
    <lastmod>2026-09-17T13:46:43.942Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/on-chain-swaps/get-on-chain-quote</loc>
    <lastmod>2026-09-17T13:46:43.951Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/on-chain-swaps/list-on-chain-quotes</loc>
    <lastmod>2026-09-17T13:46:43.932Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/on-demand-conversions/create-on-demand-conversion</loc>
    <lastmod>2026-09-17T13:46:43.227Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/on-demand-conversions/get-on-demand-conversion</loc>
    <lastmod>2026-09-17T13:46:43.310Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/on-demand-conversions/list-on-demand-conversions</loc>
    <lastmod>2026-09-17T13:46:43.112Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/portfolio/get-portfolio</loc>
    <lastmod>2026-09-17T13:46:43.860Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/portfolio/list-portfolio-history</loc>
    <lastmod>2026-09-17T13:46:43.870Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/portfolio/list-portfolio-transactions</loc>
    <lastmod>2026-09-17T13:46:43.879Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/price-trigger-swaps/cancel-price-trigger-swap</loc>
    <lastmod>2026-09-17T13:46:43.918Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/price-trigger-swaps/create-price-trigger-swap</loc>
    <lastmod>2026-09-17T13:46:43.900Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/price-trigger-swaps/get-price-trigger-swap</loc>
    <lastmod>2026-09-17T13:46:43.909Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/price-trigger-swaps/list-price-trigger-swaps</loc>
    <lastmod>2026-09-17T13:46:43.889Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/ramp/create-ramp-checkout-session</loc>
    <lastmod>2026-09-17T13:46:44.033Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/ramp/get-ramp-checkout-url</loc>
    <lastmod>2026-09-17T13:46:44.024Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/ramp/get-ramp-limits</loc>
    <lastmod>2026-09-17T13:46:44.003Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/ramp/get-ramp-prospective-quote</loc>
    <lastmod>2026-09-17T13:46:44.015Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/ramp/list-ramp-buy-cryptocurrency-assets</loc>
    <lastmod>2026-09-17T13:46:43.960Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/ramp/list-ramp-countries</loc>
    <lastmod>2026-09-17T13:46:43.992Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/ramp/list-ramp-fiat-currencies</loc>
    <lastmod>2026-09-17T13:46:43.970Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/ramp/list-ramp-payment-methods</loc>
    <lastmod>2026-09-17T13:46:43.982Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/reports/get-settlement-report</loc>
    <lastmod>2026-09-17T13:46:44.066Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/reports/list-settlement-reports</loc>
    <lastmod>2026-09-17T13:46:44.056Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/swaps/create-quote</loc>
    <lastmod>2026-09-17T13:46:44.096Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/swaps/execute-quote</loc>
    <lastmod>2026-09-17T13:46:44.077Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/swaps/get-quote</loc>
    <lastmod>2026-09-17T13:46:44.117Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/swaps/get-quote-limits</loc>
    <lastmod>2026-09-17T13:46:44.107Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/travel-rule-verifications/create-verification</loc>
    <lastmod>2026-09-17T13:46:44.126Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/travel-rule-verifications/get-verification</loc>
    <lastmod>2026-09-17T13:46:44.137Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/users/create-user</loc>
    <lastmod>2026-09-17T13:46:42.800Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/users/create-user-account</loc>
    <lastmod>2026-09-17T13:46:42.821Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/users/get-user</loc>
    <lastmod>2026-09-17T13:46:42.810Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/verifications/create-hosted-verification</loc>
    <lastmod>2026-09-17T13:46:44.175Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/verifications/get-verification</loc>
    <lastmod>2026-09-17T13:46:44.146Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/verifications/get-verification-requirements</loc>
    <lastmod>2026-09-17T13:46:44.165Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/verifications/list-verifications</loc>
    <lastmod>2026-09-17T13:46:44.156Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/conversion-deposit-completed</loc>
    <lastmod>2026-09-17T13:46:44.421Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/conversion-deposit-failed</loc>
    <lastmod>2026-09-17T13:46:44.631Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/conversion-deposit-held</loc>
    <lastmod>2026-09-17T13:46:44.440Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/conversion-quote-execution-failed</loc>
    <lastmod>2026-09-17T13:46:44.672Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/conversion-travel-rule-blocked</loc>
    <lastmod>2026-09-17T13:46:44.683Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/conversion-withdrawal-completed</loc>
    <lastmod>2026-09-17T13:46:44.641Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/conversion-withdrawal-failed</loc>
    <lastmod>2026-09-17T13:46:44.659Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/delete-webhook</loc>
    <lastmod>2026-09-17T13:46:44.218Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/funds-deposit-credited</loc>
    <lastmod>2026-09-17T13:46:44.773Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/funds-deposit-failed</loc>
    <lastmod>2026-09-17T13:46:44.809Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/funds-deposit-held</loc>
    <lastmod>2026-09-17T13:46:44.766Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/funds-deposit-received</loc>
    <lastmod>2026-09-17T13:46:44.752Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/funds-deposit-returned</loc>
    <lastmod>2026-09-17T13:46:44.783Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/get-webhook</loc>
    <lastmod>2026-09-17T13:46:44.209Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/list-webhook-attempts</loc>
    <lastmod>2026-09-17T13:46:44.238Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/list-webhooks</loc>
    <lastmod>2026-09-17T13:46:44.184Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/portfolio-transaction-deposit</loc>
    <lastmod>2026-09-17T13:46:44.724Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/portfolio-transaction-earn-reward</loc>
    <lastmod>2026-09-17T13:46:44.716Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/portfolio-transaction-price-trigger-swap</loc>
    <lastmod>2026-09-17T13:46:44.703Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/portfolio-transaction-swap</loc>
    <lastmod>2026-09-17T13:46:44.694Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/portfolio-transaction-transfer</loc>
    <lastmod>2026-09-17T13:46:44.744Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/portfolio-transaction-withdrawal</loc>
    <lastmod>2026-09-17T13:46:44.733Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/quote-canceled</loc>
    <lastmod>2026-09-17T13:46:44.380Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/quote-executed</loc>
    <lastmod>2026-09-17T13:46:44.368Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/quote-execution-failed</loc>
    <lastmod>2026-09-17T13:46:44.392Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/register-webhook</loc>
    <lastmod>2026-09-17T13:46:44.200Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/rotate-webhook-secret</loc>
    <lastmod>2026-09-17T13:46:44.249Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/test-webhook</loc>
    <lastmod>2026-09-17T13:46:44.265Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/update-webhook</loc>
    <lastmod>2026-09-17T13:46:44.228Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/user-closed</loc>
    <lastmod>2026-09-17T13:46:44.411Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/user-disabled</loc>
    <lastmod>2026-09-17T13:46:44.403Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/verification-requirements-updated</loc>
    <lastmod>2026-09-17T13:46:44.818Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/verification-updated</loc>
    <lastmod>2026-09-17T13:46:44.830Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com</loc>
    <lastmod>2026-07-09T21:15:59.344Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/tabs/developer-documentation/accounts/portfolio</loc>
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