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  <url>
    <loc>https://docs.services.payward.com/api-reference/assets/get-asset</loc>
    <lastmod>2026-09-21T13:56:34.953Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/assets/get-user-asset</loc>
    <lastmod>2026-09-21T13:56:34.964Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/assets/list-asset-rates</loc>
    <lastmod>2026-09-21T13:56:34.976Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/assets/list-assets</loc>
    <lastmod>2026-09-21T13:56:34.931Z</lastmod>
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  <url>
    <loc>https://docs.services.payward.com/api-reference/assets/list-user-asset-rates</loc>
    <lastmod>2026-09-21T13:56:34.986Z</lastmod>
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  <url>
    <loc>https://docs.services.payward.com/api-reference/assets/list-user-assets</loc>
    <lastmod>2026-09-21T13:56:34.942Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/bank-links/create-bank-link</loc>
    <lastmod>2026-09-21T13:56:36.358Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/bank-links/get-bank-link</loc>
    <lastmod>2026-09-21T13:56:36.369Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/bank-links/list-bank-links</loc>
    <lastmod>2026-09-21T13:56:36.347Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/bank-links/reconnect-bank-link</loc>
    <lastmod>2026-09-21T13:56:36.390Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/bank-links/unlink-bank-link</loc>
    <lastmod>2026-09-21T13:56:36.379Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/conversion-rules/create-conversion-rule</loc>
    <lastmod>2026-09-21T13:56:35.008Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/conversion-rules/delete-conversion-rule</loc>
    <lastmod>2026-09-21T13:56:35.059Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/conversion-rules/get-conversion-rule</loc>
    <lastmod>2026-09-21T13:56:35.019Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/conversion-rules/list-conversion-rule-transactions</loc>
    <lastmod>2026-09-21T13:56:35.070Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/conversion-rules/list-conversion-rules</loc>
    <lastmod>2026-09-21T13:56:34.997Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/conversion-rules/update-conversion-rule</loc>
    <lastmod>2026-09-21T13:56:35.048Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/earn/get-account-auto-earn-assets</loc>
    <lastmod>2026-09-21T13:56:35.157Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/earn/get-auto-earn-allocations</loc>
    <lastmod>2026-09-21T13:56:35.137Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/earn/get-auto-earn-assets</loc>
    <lastmod>2026-09-21T13:56:35.182Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/earn/get-auto-earn-preferences</loc>
    <lastmod>2026-09-21T13:56:35.114Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/earn/get-auto-earn-rewards</loc>
    <lastmod>2026-09-21T13:56:35.169Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/earn/set-auto-earn-preferences</loc>
    <lastmod>2026-09-21T13:56:35.126Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/funds/activate-deposit-method</loc>
    <lastmod>2026-09-21T13:56:35.379Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/funds/calculate-funding-fees</loc>
    <lastmod>2026-09-21T13:56:35.287Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/funds/claim-deposit-address</loc>
    <lastmod>2026-09-21T13:56:35.327Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/funds/create-deposit</loc>
    <lastmod>2026-09-21T13:56:35.352Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/funds/create-funding-address</loc>
    <lastmod>2026-09-21T13:56:35.229Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/funds/create-lightning-invoice</loc>
    <lastmod>2026-09-21T13:56:35.339Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/funds/create-transfer</loc>
    <lastmod>2026-09-21T13:56:36.336Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/funds/create-withdrawal</loc>
    <lastmod>2026-09-21T13:56:35.300Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/funds/delete-funding-address</loc>
    <lastmod>2026-09-21T13:56:35.263Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/funds/get-funding-address</loc>
    <lastmod>2026-09-21T13:56:35.250Z</lastmod>
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  <url>
    <loc>https://docs.services.payward.com/api-reference/funds/get-funding-methods</loc>
    <lastmod>2026-09-21T13:56:36.400Z</lastmod>
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  <url>
    <loc>https://docs.services.payward.com/api-reference/funds/list-deposit-addresses</loc>
    <lastmod>2026-09-21T13:56:35.313Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/funds/list-deposit-limits</loc>
    <lastmod>2026-09-21T13:56:35.390Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/funds/list-deposit-methods</loc>
    <lastmod>2026-09-21T13:56:35.364Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/funds/list-funding-addresses</loc>
    <lastmod>2026-09-21T13:56:35.207Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/funds/list-withdrawal-limits</loc>
    <lastmod>2026-09-21T13:56:35.402Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/funds/list-withdrawal-methods</loc>
    <lastmod>2026-09-21T13:56:35.413Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/funds/update-funding-address</loc>
    <lastmod>2026-09-21T13:56:35.275Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/on-chain-swaps/create-on-chain-quote</loc>
    <lastmod>2026-09-21T13:56:35.526Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/on-chain-swaps/get-on-chain-quote</loc>
    <lastmod>2026-09-21T13:56:35.536Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/on-chain-swaps/list-on-chain-quotes</loc>
    <lastmod>2026-09-21T13:56:35.514Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/on-demand-conversions/create-on-demand-conversion</loc>
    <lastmod>2026-09-21T13:56:35.092Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/on-demand-conversions/get-on-demand-conversion</loc>
    <lastmod>2026-09-21T13:56:35.103Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/on-demand-conversions/list-on-demand-conversions</loc>
    <lastmod>2026-09-21T13:56:35.081Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/portfolio/get-portfolio</loc>
    <lastmod>2026-09-21T13:56:35.437Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/portfolio/list-portfolio-history</loc>
    <lastmod>2026-09-21T13:56:35.447Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/portfolio/list-portfolio-transactions</loc>
    <lastmod>2026-09-21T13:56:35.459Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/price-trigger-swaps/cancel-price-trigger-swap</loc>
    <lastmod>2026-09-21T13:56:35.504Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/price-trigger-swaps/create-price-trigger-swap</loc>
    <lastmod>2026-09-21T13:56:35.483Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/price-trigger-swaps/get-price-trigger-swap</loc>
    <lastmod>2026-09-21T13:56:35.493Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/price-trigger-swaps/list-price-trigger-swaps</loc>
    <lastmod>2026-09-21T13:56:35.471Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/ramp/create-ramp-checkout-session</loc>
    <lastmod>2026-09-21T13:56:36.092Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/ramp/get-ramp-checkout-url</loc>
    <lastmod>2026-09-21T13:56:36.069Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/ramp/get-ramp-limits</loc>
    <lastmod>2026-09-21T13:56:35.835Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/ramp/get-ramp-prospective-quote</loc>
    <lastmod>2026-09-21T13:56:35.924Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/ramp/list-ramp-buy-cryptocurrency-assets</loc>
    <lastmod>2026-09-21T13:56:35.577Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/ramp/list-ramp-countries</loc>
    <lastmod>2026-09-21T13:56:35.754Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/ramp/list-ramp-fiat-currencies</loc>
    <lastmod>2026-09-21T13:56:35.625Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/ramp/list-ramp-payment-methods</loc>
    <lastmod>2026-09-21T13:56:35.712Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/reports/get-settlement-report</loc>
    <lastmod>2026-09-21T13:56:36.124Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/reports/list-settlement-reports</loc>
    <lastmod>2026-09-21T13:56:36.113Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/swaps/create-quote</loc>
    <lastmod>2026-09-21T13:56:36.147Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/swaps/execute-quote</loc>
    <lastmod>2026-09-21T13:56:36.135Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/swaps/get-quote</loc>
    <lastmod>2026-09-21T13:56:36.171Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/swaps/get-quote-limits</loc>
    <lastmod>2026-09-21T13:56:36.158Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/travel-rule-verifications/create-verification</loc>
    <lastmod>2026-09-21T13:56:36.182Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/travel-rule-verifications/get-verification</loc>
    <lastmod>2026-09-21T13:56:36.194Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/users/create-user</loc>
    <lastmod>2026-09-21T13:56:34.892Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/users/create-user-account</loc>
    <lastmod>2026-09-21T13:56:34.919Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/users/get-user</loc>
    <lastmod>2026-09-21T13:56:34.904Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/verifications/create-hosted-verification</loc>
    <lastmod>2026-09-21T13:56:36.237Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/verifications/get-verification</loc>
    <lastmod>2026-09-21T13:56:36.204Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/verifications/get-verification-requirements</loc>
    <lastmod>2026-09-21T13:56:36.226Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/verifications/list-verifications</loc>
    <lastmod>2026-09-21T13:56:36.215Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/conversion-deposit-completed</loc>
    <lastmod>2026-09-21T13:56:36.468Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/conversion-deposit-failed</loc>
    <lastmod>2026-09-21T13:56:36.490Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/conversion-deposit-held</loc>
    <lastmod>2026-09-21T13:56:36.479Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/conversion-quote-execution-failed</loc>
    <lastmod>2026-09-21T13:56:36.525Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/conversion-travel-rule-blocked</loc>
    <lastmod>2026-09-21T13:56:36.560Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/conversion-withdrawal-completed</loc>
    <lastmod>2026-09-21T13:56:36.500Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/conversion-withdrawal-failed</loc>
    <lastmod>2026-09-21T13:56:36.511Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/delete-webhook</loc>
    <lastmod>2026-09-21T13:56:36.282Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/funds-deposit-credited</loc>
    <lastmod>2026-09-21T13:56:36.662Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/funds-deposit-failed</loc>
    <lastmod>2026-09-21T13:56:36.683Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/funds-deposit-held</loc>
    <lastmod>2026-09-21T13:56:36.652Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/funds-deposit-received</loc>
    <lastmod>2026-09-21T13:56:36.641Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/funds-deposit-returned</loc>
    <lastmod>2026-09-21T13:56:36.673Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/get-webhook</loc>
    <lastmod>2026-09-21T13:56:36.270Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/list-webhook-attempts</loc>
    <lastmod>2026-09-21T13:56:36.304Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/list-webhooks</loc>
    <lastmod>2026-09-21T13:56:36.248Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/portfolio-transaction-deposit</loc>
    <lastmod>2026-09-21T13:56:36.608Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/portfolio-transaction-earn-reward</loc>
    <lastmod>2026-09-21T13:56:36.594Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/portfolio-transaction-price-trigger-swap</loc>
    <lastmod>2026-09-21T13:56:36.584Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/portfolio-transaction-swap</loc>
    <lastmod>2026-09-21T13:56:36.571Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/portfolio-transaction-transfer</loc>
    <lastmod>2026-09-21T13:56:36.631Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/portfolio-transaction-withdrawal</loc>
    <lastmod>2026-09-21T13:56:36.619Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/quote-canceled</loc>
    <lastmod>2026-09-21T13:56:36.425Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/quote-executed</loc>
    <lastmod>2026-09-21T13:56:36.412Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/quote-execution-failed</loc>
    <lastmod>2026-09-21T13:56:36.437Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/register-webhook</loc>
    <lastmod>2026-09-21T13:56:36.259Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/rotate-webhook-secret</loc>
    <lastmod>2026-09-21T13:56:36.314Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/test-webhook</loc>
    <lastmod>2026-09-21T13:56:36.325Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/update-webhook</loc>
    <lastmod>2026-09-21T13:56:36.293Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/user-closed</loc>
    <lastmod>2026-09-21T13:56:36.458Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/user-disabled</loc>
    <lastmod>2026-09-21T13:56:36.447Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/verification-requirements-updated</loc>
    <lastmod>2026-09-21T13:56:36.693Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/verification-updated</loc>
    <lastmod>2026-09-21T13:56:36.707Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com</loc>
    <lastmod>2026-07-09T21:15:59.344Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/tabs/developer-documentation/accounts/portfolio</loc>
    <lastmod>2026-09-16T08:35:40.732Z</lastmod>
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