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  <url>
    <loc>https://docs.services.payward.com/api-reference/assets/get-asset</loc>
    <lastmod>2026-09-17T12:09:52.636Z</lastmod>
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  <url>
    <loc>https://docs.services.payward.com/api-reference/assets/get-user-asset</loc>
    <lastmod>2026-09-17T12:09:52.659Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/assets/list-asset-rates</loc>
    <lastmod>2026-09-17T12:09:52.671Z</lastmod>
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  <url>
    <loc>https://docs.services.payward.com/api-reference/assets/list-assets</loc>
    <lastmod>2026-09-17T12:09:52.605Z</lastmod>
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  <url>
    <loc>https://docs.services.payward.com/api-reference/assets/list-user-asset-rates</loc>
    <lastmod>2026-09-17T12:09:52.681Z</lastmod>
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  <url>
    <loc>https://docs.services.payward.com/api-reference/assets/list-user-assets</loc>
    <lastmod>2026-09-17T12:09:52.620Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/bank-links/create-bank-link</loc>
    <lastmod>2026-09-17T12:09:53.587Z</lastmod>
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  <url>
    <loc>https://docs.services.payward.com/api-reference/bank-links/get-bank-link</loc>
    <lastmod>2026-09-17T12:09:53.598Z</lastmod>
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  <url>
    <loc>https://docs.services.payward.com/api-reference/bank-links/list-bank-links</loc>
    <lastmod>2026-09-17T12:09:53.576Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/bank-links/reconnect-bank-link</loc>
    <lastmod>2026-09-17T12:09:53.620Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/bank-links/unlink-bank-link</loc>
    <lastmod>2026-09-17T12:09:53.609Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/conversion-rules/create-conversion-rule</loc>
    <lastmod>2026-09-17T12:09:52.716Z</lastmod>
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  <url>
    <loc>https://docs.services.payward.com/api-reference/conversion-rules/delete-conversion-rule</loc>
    <lastmod>2026-09-17T12:09:52.748Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/conversion-rules/get-conversion-rule</loc>
    <lastmod>2026-09-17T12:09:52.726Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/conversion-rules/list-conversion-rule-transactions</loc>
    <lastmod>2026-09-17T12:09:52.759Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/conversion-rules/list-conversion-rules</loc>
    <lastmod>2026-09-17T12:09:52.704Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/conversion-rules/update-conversion-rule</loc>
    <lastmod>2026-09-17T12:09:52.737Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/earn/get-account-auto-earn-assets</loc>
    <lastmod>2026-09-17T12:09:52.836Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/earn/get-auto-earn-allocations</loc>
    <lastmod>2026-09-17T12:09:52.825Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/earn/get-auto-earn-assets</loc>
    <lastmod>2026-09-17T12:09:52.857Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/earn/get-auto-earn-preferences</loc>
    <lastmod>2026-09-17T12:09:52.803Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/earn/get-auto-earn-rewards</loc>
    <lastmod>2026-09-17T12:09:52.847Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/earn/set-auto-earn-preferences</loc>
    <lastmod>2026-09-17T12:09:52.815Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/funds/activate-deposit-method</loc>
    <lastmod>2026-09-17T12:09:53.010Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/funds/calculate-funding-fees</loc>
    <lastmod>2026-09-17T12:09:52.928Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/funds/claim-deposit-address</loc>
    <lastmod>2026-09-17T12:09:52.964Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/funds/create-deposit</loc>
    <lastmod>2026-09-17T12:09:52.989Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/funds/create-funding-address</loc>
    <lastmod>2026-09-17T12:09:52.880Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/funds/create-lightning-invoice</loc>
    <lastmod>2026-09-17T12:09:52.976Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/funds/create-transfer</loc>
    <lastmod>2026-09-17T12:09:53.564Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/funds/create-withdrawal</loc>
    <lastmod>2026-09-17T12:09:52.940Z</lastmod>
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  <url>
    <loc>https://docs.services.payward.com/api-reference/funds/delete-funding-address</loc>
    <lastmod>2026-09-17T12:09:52.905Z</lastmod>
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  <url>
    <loc>https://docs.services.payward.com/api-reference/funds/get-funding-address</loc>
    <lastmod>2026-09-17T12:09:52.892Z</lastmod>
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  <url>
    <loc>https://docs.services.payward.com/api-reference/funds/list-deposit-addresses</loc>
    <lastmod>2026-09-17T12:09:52.952Z</lastmod>
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  <url>
    <loc>https://docs.services.payward.com/api-reference/funds/list-deposit-limits</loc>
    <lastmod>2026-09-17T12:09:53.035Z</lastmod>
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  <url>
    <loc>https://docs.services.payward.com/api-reference/funds/list-deposit-methods</loc>
    <lastmod>2026-09-17T12:09:53.000Z</lastmod>
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  <url>
    <loc>https://docs.services.payward.com/api-reference/funds/list-funding-addresses</loc>
    <lastmod>2026-09-17T12:09:52.868Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/funds/list-withdrawal-limits</loc>
    <lastmod>2026-09-17T12:09:53.055Z</lastmod>
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  <url>
    <loc>https://docs.services.payward.com/api-reference/funds/list-withdrawal-methods</loc>
    <lastmod>2026-09-17T12:09:53.070Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/funds/update-funding-address</loc>
    <lastmod>2026-09-17T12:09:52.916Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/on-chain-swaps/create-on-chain-quote</loc>
    <lastmod>2026-09-17T12:09:53.187Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/on-chain-swaps/get-on-chain-quote</loc>
    <lastmod>2026-09-17T12:09:53.198Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/on-chain-swaps/list-on-chain-quotes</loc>
    <lastmod>2026-09-17T12:09:53.172Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/on-demand-conversions/create-on-demand-conversion</loc>
    <lastmod>2026-09-17T12:09:52.781Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/on-demand-conversions/get-on-demand-conversion</loc>
    <lastmod>2026-09-17T12:09:52.792Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/on-demand-conversions/list-on-demand-conversions</loc>
    <lastmod>2026-09-17T12:09:52.769Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/portfolio/get-portfolio</loc>
    <lastmod>2026-09-17T12:09:53.093Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/portfolio/list-portfolio-history</loc>
    <lastmod>2026-09-17T12:09:53.104Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/portfolio/list-portfolio-transactions</loc>
    <lastmod>2026-09-17T12:09:53.116Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/price-trigger-swaps/cancel-price-trigger-swap</loc>
    <lastmod>2026-09-17T12:09:53.160Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/price-trigger-swaps/create-price-trigger-swap</loc>
    <lastmod>2026-09-17T12:09:53.139Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/price-trigger-swaps/get-price-trigger-swap</loc>
    <lastmod>2026-09-17T12:09:53.149Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/price-trigger-swaps/list-price-trigger-swaps</loc>
    <lastmod>2026-09-17T12:09:53.127Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/ramp/create-ramp-checkout-session</loc>
    <lastmod>2026-09-17T12:09:53.309Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/ramp/get-ramp-checkout-url</loc>
    <lastmod>2026-09-17T12:09:53.298Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/ramp/get-ramp-limits</loc>
    <lastmod>2026-09-17T12:09:53.276Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/ramp/get-ramp-prospective-quote</loc>
    <lastmod>2026-09-17T12:09:53.287Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/ramp/list-ramp-buy-cryptocurrency-assets</loc>
    <lastmod>2026-09-17T12:09:53.209Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/ramp/list-ramp-countries</loc>
    <lastmod>2026-09-17T12:09:53.266Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/ramp/list-ramp-fiat-currencies</loc>
    <lastmod>2026-09-17T12:09:53.245Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/ramp/list-ramp-payment-methods</loc>
    <lastmod>2026-09-17T12:09:53.255Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/reports/get-settlement-report</loc>
    <lastmod>2026-09-17T12:09:53.334Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/reports/list-settlement-reports</loc>
    <lastmod>2026-09-17T12:09:53.322Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/swaps/create-quote</loc>
    <lastmod>2026-09-17T12:09:53.360Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/swaps/execute-quote</loc>
    <lastmod>2026-09-17T12:09:53.345Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/swaps/get-quote</loc>
    <lastmod>2026-09-17T12:09:53.382Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/swaps/get-quote-limits</loc>
    <lastmod>2026-09-17T12:09:53.371Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/travel-rule-verifications/create-verification</loc>
    <lastmod>2026-09-17T12:09:53.396Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/travel-rule-verifications/get-verification</loc>
    <lastmod>2026-09-17T12:09:53.408Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/users/create-user</loc>
    <lastmod>2026-09-17T12:09:52.557Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/users/create-user-account</loc>
    <lastmod>2026-09-17T12:09:52.592Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/users/get-user</loc>
    <lastmod>2026-09-17T12:09:52.581Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/verifications/create-hosted-verification</loc>
    <lastmod>2026-09-17T12:09:53.466Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/verifications/get-verification</loc>
    <lastmod>2026-09-17T12:09:53.418Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/verifications/get-verification-requirements</loc>
    <lastmod>2026-09-17T12:09:53.441Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/verifications/list-verifications</loc>
    <lastmod>2026-09-17T12:09:53.431Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/conversion-deposit-completed</loc>
    <lastmod>2026-09-17T12:09:53.688Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/conversion-deposit-failed</loc>
    <lastmod>2026-09-17T12:09:53.709Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/conversion-deposit-held</loc>
    <lastmod>2026-09-17T12:09:53.698Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/conversion-quote-execution-failed</loc>
    <lastmod>2026-09-17T12:09:53.741Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/conversion-travel-rule-blocked</loc>
    <lastmod>2026-09-17T12:09:53.752Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/conversion-withdrawal-completed</loc>
    <lastmod>2026-09-17T12:09:53.720Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/conversion-withdrawal-failed</loc>
    <lastmod>2026-09-17T12:09:53.730Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/delete-webhook</loc>
    <lastmod>2026-09-17T12:09:53.509Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/funds-deposit-credited</loc>
    <lastmod>2026-09-17T12:09:53.848Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/funds-deposit-failed</loc>
    <lastmod>2026-09-17T12:09:53.868Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/funds-deposit-held</loc>
    <lastmod>2026-09-17T12:09:53.837Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/funds-deposit-received</loc>
    <lastmod>2026-09-17T12:09:53.827Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/funds-deposit-returned</loc>
    <lastmod>2026-09-17T12:09:53.858Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/get-webhook</loc>
    <lastmod>2026-09-17T12:09:53.498Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/list-webhook-attempts</loc>
    <lastmod>2026-09-17T12:09:53.531Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/list-webhooks</loc>
    <lastmod>2026-09-17T12:09:53.477Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/portfolio-transaction-deposit</loc>
    <lastmod>2026-09-17T12:09:53.795Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/portfolio-transaction-earn-reward</loc>
    <lastmod>2026-09-17T12:09:53.785Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/portfolio-transaction-price-trigger-swap</loc>
    <lastmod>2026-09-17T12:09:53.773Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/portfolio-transaction-swap</loc>
    <lastmod>2026-09-17T12:09:53.764Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/portfolio-transaction-transfer</loc>
    <lastmod>2026-09-17T12:09:53.817Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/portfolio-transaction-withdrawal</loc>
    <lastmod>2026-09-17T12:09:53.806Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/quote-canceled</loc>
    <lastmod>2026-09-17T12:09:53.642Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/quote-executed</loc>
    <lastmod>2026-09-17T12:09:53.631Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/quote-execution-failed</loc>
    <lastmod>2026-09-17T12:09:53.655Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/register-webhook</loc>
    <lastmod>2026-09-17T12:09:53.487Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/rotate-webhook-secret</loc>
    <lastmod>2026-09-17T12:09:53.541Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/test-webhook</loc>
    <lastmod>2026-09-17T12:09:53.553Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/update-webhook</loc>
    <lastmod>2026-09-17T12:09:53.521Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/user-closed</loc>
    <lastmod>2026-09-17T12:09:53.677Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/user-disabled</loc>
    <lastmod>2026-09-17T12:09:53.666Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/verification-requirements-updated</loc>
    <lastmod>2026-09-17T12:09:53.879Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/api-reference/webhooks/verification-updated</loc>
    <lastmod>2026-09-17T12:09:53.891Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com</loc>
    <lastmod>2026-07-09T21:15:59.344Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/tabs/developer-documentation/accounts/portfolio</loc>
    <lastmod>2026-09-16T08:35:40.732Z</lastmod>
  </url>

  <url>
    <loc>https://docs.services.payward.com/tabs/developer-documentation/earn/earn</loc>
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