> ## Documentation Index
> Fetch the complete documentation index at: https://docs.services.payward.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Verification, permissions, and eligibility

> Separate request authentication, identity checks, and access to an operation.

Access depends on who makes the request, which resource it targets, and what the intended operation requires.

## Authentication vs. permission

**Authentication** identifies your integration through its API credentials and request signature. **Permission** determines whether it can perform the requested operation. A correctly signed request can still be denied.

See [Authentication](/tabs/developer-documentation/get-started/authentication) for request signing.

## Identity verification vs. eligibility

**Know Your Customer (KYC)** checks establish a client's identity. **Eligibility** determines whether a particular service or operation is available to that client or account.

Opening or completing a hosted verification screen isn't a verification decision. Requirements can change after onboarding. Use [Get verification requirements](/api-reference/verifications/get-verification-requirements) for current requirements and access state.

## Verified identity vs. destination ownership

A verified identity doesn't establish ownership of every bank account or wallet. Bank links check the bank account holder against the verified identity. External wallets can require separate address-ownership verification.

Conversion rules also require bank destinations to match the account's verified identity.

See [Bank links](/tabs/developer-documentation/payments/bank-links) and [address-ownership verification](/tabs/developer-documentation/payments/deposits-and-withdrawals#address-ownership-verification).

## Listed asset vs. available operation

An asset in the general catalog may be unavailable for a particular account, country, or action. Check the relevant account's available assets, funding methods, and limits.

Confirm country, currency, and payment-route support for your integration. An example using a currency or network doesn't establish availability in another market. See [Coverage](/tabs/developer-documentation/get-started/asset-funding-rail-and-geo-coverage).