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Use these concepts to understand who an operation acts on, how funds move, and what its result means.

Users, accounts, and ownership

Distinguish API users and Payward accounts from external bank accounts and wallets.

Verification, permissions, and eligibility

Understand why valid credentials and verified identity don’t necessarily make every operation available.

Assets, networks, and payment routes

Separate the asset you move from its network, payment rail, and destination.

Moving money and exchanging assets

Compare transfers, swaps, and conversions. Distinguish a market price from an executable quote.

Transaction lifecycles and settlement

Distinguish an accepted request, an active rule, and a completed movement of funds.